The Chad Smith Team at Realty of America · Chad Smith · Texas Real Estate License #0523001
Consumer-information notice:
This guide is for general educational purposes and is not legal, tax,
lending, appraisal, inspection, insurance, financial, or military-benefits
advice. Real estate representation, financing, VA eligibility, appraisal,
property condition, contracts, compensation, inspections, title, insurance,
taxes, and closing requirements depend on the facts of the individual
transaction. Consult the appropriate licensed or qualified professional
for advice specific to your circumstances.
Texas buyer-representation notice:
Texas requirements concerning buyer representation and property showings
changed effective January 1, 2026. A prospective residential buyer should
understand whether a license holder represents the buyer or is acting under
a permitted non-representation arrangement, what services will be provided,
the duration and exclusivity of the agreement, and how broker compensation
will be determined. Broker compensation is negotiable and is not set by law.
Review any representation or showing agreement before signing it.
VA financing notice:
The U.S. Department of Veterans Affairs guarantees eligible VA-backed home
loans but private lenders generally originate and underwrite the purchase
loan. Eligibility, Certificate of Eligibility requirements, credit and
income standards, occupancy requirements, available entitlement, funding
fees, lender requirements, appraisal results, property requirements, and
closing terms should be confirmed with the VA and the buyer's lender.
A REALTOR® can help coordinate the real estate transaction but does not
determine VA loan eligibility or loan approval.
VA appraisal and inspection notice:
A VA appraisal is part of the VA-backed loan process and considers value
and applicable minimum property requirements. It is not a substitute for
a home inspection. Buyers should make their own decision regarding
inspections and other property-specific due diligence.
Community-guidance notice:
The Chad Smith Team provides factual information and helps buyers compare
communities using buyer-defined criteria such as price, property type,
taxes, commute considerations, transportation access, home characteristics,
inventory, and timing. Buyers should determine which locations and community
characteristics best meet their individual needs. Housing services are
provided without discrimination based on any characteristic protected by
federal, state, or local fair-housing law.
Team-evidence note:
References on this page to 2,915 homes sold, $828M+ in cumulative residential
sales volume, 22+ years of experience, and 670+ combined Google and Zillow
reviews reflect the Chad Smith Team's current published evergreen proof
standards. The rounded 670+ review figure is used because public review
counts can change over time. Past production, experience, or reviews do not
guarantee future results.
Military relocation note:
PCS orders, reporting requirements, travel availability, temporary housing,
military duties, lender requirements, inventory, contract terms, appraisal,
inspections, title, and other circumstances may affect a relocation timeline.
No real estate agent can guarantee that a property will be available, an offer
will be accepted, financing will be approved, an appraisal will support the
contract price, or a transaction will close by a particular military deadline.
Authoritative consumer resources:
Texas Real Estate Commission — License Search
Texas Real Estate Commission — 2026 Buyer/Tenant Representation Changes
Texas Real Estate Commission — Information About Brokerage Services
National Association of REALTORS® — Written Buyer Agreements
U.S. Department of Veterans Affairs — Buying a Home With a VA-Backed Loan
U.S. Department of Veterans Affairs — VA Home Loan Eligibility
Veterans Benefits Administration — VA Home Loan Program
Related Chad Smith Team resources:
DFW Military Relocation REALTOR®
DFW Relocation REALTOR®
How to Choose a DFW Relocation REALTOR®
Buying a Home in Dallas-Fort Worth
DFW Real Estate Proof Library
Why Choose the Chad Smith Team
Chad Smith REALTOR® Profile
Public team profiles:
Chad Smith Team on Zillow
Chad Smith at Realty of America